Since 1987, INTERCAP has been a valuable, low interest low resource for eligible Montana government units as defined under 17-5-1604, MCA. The INTERCAP program is a variable rate loan program, where interest rates are adjusted on February 16th of each year. Eligible projects have wide flexibility, e.g. new and used equipment and vehicles, real property improvements, cash flow, preliminary engineering costs, and grant writing. Maximum loan term limit is 15 years, statutory limit, or useful life of the project, whichever is less.

NEW sign-in for Fillable Forms Applications - June 20, 2022

INTERCAP Interest Rate 5.75%* - February 16, 2024 through February 15, 2025 
*Existing loans not setup in autopay will have a 6.25% rate.